Kredit Griya Sejahtera (KGS)

Enjoy modern transaction convenience with Bank Sumsel Babel. Trusted banking solutions for your future and family.

Open Account Online

Competitive and rewarding interest rates

Free admin fees for certain balances

Insured by LPS and supervised by OJK

About Kredit Griya Sejahtera (KGS)

Get to know the product

Issuer Name

Main Features/Facilities

Benefits

Risk

If there are payment arrears, the debtor's credit history will be recorded on the Financial Information Service System (SLIK)
There is an additional penalty fee if the debtor is in arrears of credit obligations
Collateral can be repossessed if payment obligations are not fulfilled in accordance with the Credit Agreement

Requirements

People with fixed income, whether their salary is paid through Bank Sumsel Babel or not paid through Bank Sumsel Babel.
People with irregular income.

Savings:
Debtors are required to open savings and save in order to fertilize credit installments and maintain a savings balance every month of at least 1 (one) credit installment, and can be used as an installment reserve in the event of arrears.

Credit applicants are Bank Sumsel Babel customers who fill out the Consumptive Credit Application by attaching:

Copy of valid ID card (husband and wife).
Copy of family card (KK), marriage certificate, divorce certificate.
For prospective debtors who are not married are required to attach a certificate of unmarried from local officials.
Copy of Certificate, IMB/IPB, and PBB.
Copy of NPWP (for credit applications above Rp.50,000,000,-); or Tax Return for the last year.
Tax Return for the last year.
Other data/requirements as needed for the credit process.

Cost

Regarding the fees charged, please contact the nearest Bank Sumsel Babel Branch Office directly.

Additional Information

To get more information about Bank Sumsel Babel credit products, please visit the nearest Bank Sumsel Babel Branch Office or contact Customer Care Hotline 1500711.