Bank Relationship Development Pattern Loans with Self-Help Groups
Enjoy modern transaction convenience with Bank Sumsel Babel. Trusted banking solutions for your future and family.
Attractive Interest
Competitive and rewarding interest rates
Fee Free
Free admin fees for certain balances
Safe & Guaranteed
Insured by LPS and supervised by OJK
About Bank Relationship Development Pattern Loans with Self-Help Groups
Get to know the product
- A pattern of banking financial services to micro entrepreneurs who have not accessed banking services through a group approach to mobilize savings and provide credit facilities to develop micro businesses aimed at increasing the income of micro entrepreneurs.
Issuer Name
- PT Bank Pembangunan Daerah Sumatera Selatan dan Bangka Belitung
Key Features
- Maximum credit: Rp10,000,000 (ten million rupiah) per group member.
- Term
- Working capital credit: maximum 1 (one) year
- Investment credit: maximum 3 (three) years
Risk
- If there are payment arrears, the debtor's credit history will be recorded in the Financial Information Service System (SLIK)
- There is an additional penalty fee if the debtor is in arrears of credit obligations
- Collateral can be repossessed if payment obligations are not fulfilled in accordance with the Credit Agreement
Requirements
- Credit facilities are provided to/on behalf of the Self Help Group (KSM).
Cost
- Regarding the fees charged, please contact the nearest Bank Sumsel Babel Branch Office directly.
Additional Information
- To get more information about Bank Sumsel Babel credit products, please visit the nearest Bank Sumsel Babel Branch Office or contact the Customer Care Hotline 1500711.
Issuer Name
PT Bank Pembangunan Daerah Sumatera Selatan dan Bangka Belitung
Main Facilities
- Pemilik Rekening : Perorangan.
- Setoran Awal : Minimal Rp 300.000,-
- Saldo Minimum : Minimal Rp 200.000,-
- Jenis Kartu Debit : Kartu ATM Biru, Kartu ATM Emas & Kartu ATM Platinum
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Information will be available soon.
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Information will be available soon.
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Exclusive Benefits
More than just savings, our product offers added value for its loyal customers.
Annual Lucky Draw
A chance to win Grand Prize Luxury Cars, Cash, and hundreds of other electronic prizes drawn every year.
Insurance Protection
Free life insurance protection for customers with certain average balances, giving peace of mind to your family.
Competitive Interest Rates
Attractive and competitive savings interest rates calculated based on daily balance, keeping your savings growing.
Fast & Digital Services
Access our banking services more practically and efficiently online.
E-form Page
Register account opening or loan application online without queuing at the branch office.
Open E-form
COB Service
Optimize business cooperation through Cash Office Banking for integrated financial management.
Check COB details