Working Capital Loans

Get to know the product

• Credit used to increase working capital such as the purchase of raw materials, production costs, marketing, and others.
  

Name of Issuer

•    PT Bank Pembangunan Daerah Sumatera Selatan and Bangka Belitung
  

Main Features

• Maximum credit is adjusted to the working capital needs of the field / business sector and the ability to pay.
  

1. Nature of credit: Aflopend (Non Revolving) and Revolving
2. Currency : Rupiah and foreign currency
   

• Maximum credit period of 5 years
  

Benefits

• Competitive interest rate
• Helps debtors to finance working capital needs such as purchasing raw materials, production costs, marketing, and others.
• Fast service and credit process.
• Flexible credit period in accordance with the ability to pay.
• Can make additional loans in accordance with the ceiling and approval from the Bank.
  

Risk

• If there are payment arrears, the debtor's credit history will be recorded in the Financial Information Service System (SLIK).
• There is an additional penalty fee if the debtor is in arrears of credit obligations
• Collateral may be repossessed if payment obligations are not fulfilled in accordance with the Credit Agreement.
  

Requirements

• Have a valid business legality
• Have NPWP and Financial Statement
• Business has been operating for at least 2 (two) years
  

Cost

• Regarding the fees charged, please contact the nearest Bank Sumsel Babel Branch Office directly.
  

Additional Information